Legal Terms & Conditions


These Terms and Conditions govern the Internet user’s (You, Your) use of this website (the Site) and Your relationship with Liba Lurie. Take care to inform Yourself of the contents of this document, which affect Your rights and obligations in law.

Contract Formed

Your continued use of this Site indicates your agreement to these Terms and Conditions (this Agreement). By Your agreement, a contract is formed between You and Liba Lurie. If You disobey any of these Terms and Conditions, legal consequences may follow. If You do not agree to these Terms and Conditions, You may not use this Site, nor apply for registered use of this Site.

Whole Agreement

These Terms and Conditions form the entire Contract between You and Liba Lurie in respect of Your access to and use of the Site and the Content, and supersedes all prior understandings, purchase orders, agreements and arrangements. Any unauthorized use of the Site Terminates this Agreement.

The Site is interpreted to mean without limitation this website (the Site), various individual websites hosted at or via the Site, any individual intranet and/or extranet hosted via the Site, and any part thereof.

The Content is defined below under the INTELLECTUAL PROPERTY RIGHTS heading.

Subject to the Terms and Conditions of this Agreement, You are provided a revocable limited personal non-exclusive non-transferable non-commercial license to access and use the Site and the Content for the duration of this Agreement. Under no circumstances are You entitled to sub-license access to and/or use of the Site or the Content.

If You disobey these Terms and Conditions, then this Agreement will automatically terminate, upon which You may not access, use, copy, transmit, distribute, or communicate at or via the Site or the Content.

Right to Change this Agreement

Liba Lurie reserves the right to alter the Terms and Conditions of this Agreement at any time, and without notice.

Any altered Terms and Conditions will apply to You as soon as You access this Site after Terms and Conditions have been changed.

Please return to this page regularly, to determine if amendments to these Terms and Conditions have been effected.

All Rights Reserved

All rights of any kind in respect of this Site which are not expressly granted in this Agreement are entirely and exclusively reserved to and by Liba Lurie.

You may not rent, lease, or use commercially, nor modify, translate, reverse engineer, decompile, disassemble the Site or the Content or any party thereof, nor create derivative works based on the Site or the Content or any party thereof.

Liba Lurie reserves the right to revoke all rights in this Agreement without notice, at any time, and for any or no reason.

Availability of Liba Lurie Site, Products and Services

Liba Lurie aims to offer You the best products and services possible, but makes no warranty that access to and use of the Site, Contents, and any products or services offered thereby will meet Your requirements, and cannot guarantee that the service will be fault-free.

If You experience a faulty service, please report it to us. In such event, Liba Lurie will attempt to remedy the fault as soon as is reasonably possible.

Your access to the Liba Lurie site may from time to time be restricted to allow for repairs, maintenance and the introduction of new products or services. In such event, Liba Lurie will attempt to restore service as soon as it reasonably can.

Products and Services Provided

Liba Lurie may provide certain products and services via the Site. Liba Lurie reserves the right to add to, amend or withdraw from availability, any or all of the products and services without notice. Provision of existing services and products shall be governed by the terms of this document.

Terms of Provision of Products and Services

You warrant that all details provided by you on registration or at any time are true and correct, and you undertake to inform Liba Lurie of any changes therein.

Upon registration, Liba Lurie may issue You with a username and password for access to its products and services.

You agree to accept liability and responsibility for all activities that occur and transactions that are entered into using that username and password; and undertake:

Responsibility for maintaining the confidentiality of the username and password issued to You;

To logout at the end of each protected session, and

To restrict access to Your workstation during logged-in sessions; and

To notify Liba Lurie immediately upon the breach of the confidentiality of Your username and password.

Upon reasonable belief by Liba Lurie that Your username and/or password have been compromised, it may require You to change your password, or it may suspend your account pending remedial action.

All products are subject to availability, while stocks last, and all services are subject to Liba Lurie capacity to provide them.

Intellectual Property Rights

The Site displays Content which consist of Copyrighted works, owned by their proprietors, including Liba Lurie, its affiliates and/or subsidiaries, or any other third party owners of such content (‘the Providers’).

The Copyrighted works may include without limitation Literary Works, Musical Works, Artistic Works, Sound Recordings, Cinematograph Films, Sound and Television Broadcasts, Program-Carrying Signals, Published Editions and Computer Programs (‘the Content’).

All such Content, and the compilation of the Content, is protected by United States of America and international copyright laws. All rights in and to the Content is reserved and retained by the Providers.

You are not granted a license or any other right including without limitation under Copyright, Trademark, Patent or other Intellectual Property Rights in or to the Content, other than as specified in these Terms and Conditions.

You agree and acknowledge that any derivative work or adaptation made by You of the Content is the property of the Providers, and no assignment or transfer or general right of use therein is acquired by You unless agreed to and reduced to writing.

All Content downloaded or otherwise copied from this Site may only be stored and/or presented, regardless of format, in conjunction with all copyright, trademark or other proprietary notices used in conjunction with the Content on the Site.

The source code of the Site or any separate software accessed thereby is not provided with the Site. Any attempt by You to reveal, obtain or otherwise access the source code is a violation of this Agreement, and terminates it without limitation of Liba Lurie’s right of recourse to pursue all applicable action for infringement of its intellectual property.

Should you submit to the Site any content as defined above, You thereby:

Warrant that you own or are otherwise legally entitled to supply the content submitted to the Site; that such content is accurate; that by the supply of the content to Liba Lurie, You do not violate any law, nor that such supply will cause injury to any person or entity; and that You indemnify the Owners against all claims in respect of content You supply to it.

Grant to Liba Lurie a non-exclusive, royalty-free, perpetual, irrevocable, and fully sub-licensable right to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such the content throughout the world in any media.

No Warranty, Limitation of Liability

Under no circumstances shall the Providers, their principals, shareholders, officers, employees, affiliates, contractors, subsidiaries, or parent organisations, be liable for any direct or indirect, special or consequential, or other damages whatsoever (including, without limitation, injury to person or to personality, lost profits, lost or damaged data or databases, business interruption, loss of information, programs or other data) relating to access to or use of the Site or the Content.

Any liability of Liba Lurie in this Agreement will be limited exclusively to the re-provision, on the same terms and conditions, of the products and services offered in this Agreement.

You may not access Site under circumstances where the access to or use of the Site or the Content can reasonably be expected to result in monetary damage or loss, mental or physical injury, or in danger to or loss of life.

Any such access to or use of the Site or the Content in conflict with the above clause will be entirely at Your own risk, and You agree to hold Liba Lurie harmless from any claims or losses arising from such access or use.

By Your access to or use of the Site, You assume the entire risk therein. This Site and the Content are provided “as is”, and does not contain or include any warranty of any kind, whether expressed or implied.

Specifically, the Providers do not make any representations, endorsements or warranties, express or implied, concerning the availability, currency, accuracy, or completeness of the Site or the Content or the reliability of information displayed at or otherwise made available through the Site.

In particular, Liba Lurie makes no warranty in respect of:

Malicious code: The Site does not scan for malicious code. You acknowledge and accept the responsibility to obtain and operate Your own anti-virus protection.

Secure communications: The Site is accessible via the Internet, and communications transmitted via the Internet are susceptible to monitoring and interception. You are urged to exercise restraint and caution in all communications, and to apply industry-standard protection measures to Your systems.

To the full extent allowed by applicable law, You agree that Liba Lurie will not be liable to You or to any third party for any direct, indirect, special, consequential incidental or punitive damages whatsoever (including without limitation loss of revenue, loss of profits, loss of anticipated savings, wasted expenditure, loss or privacy or loss of data) that arise out of or are related to this Site.


You hereby indemnify Liba Lurie against all losses, liabilities, costs and expenses reasonably suffered or incurred by Liba Lurie, all damages awarded against Liba Lurie by any court of competent jurisdiction, and settlement amounts paid by Liba Lurie as a result of any settlement agreed to by Liba Lurie arising out of or in connection with:

Any claim by any third party that the use by You of this Site, the Content, or the products or services offered at the Site, is defamatory, offensive or abusive, or of an obscene or illegal nature, or otherwise constitutes a breach of any applicable law, regulation or code of practice;

Any claim by any third party that the use by You of this Site, the Content, or the products or services offered at the Site, infringes that third party’s Intellectual Property Rights of whatever nature; and

Any fines or penalties imposed by any legal or regulatory authority in connection with the above prohibited activities.

Should Liba Lurie reasonably believe that You have breached any of Your obligations under the Website Terms and Conditions or the Terms and Conditions of this document, Liba Lurie shall be entitled, without limitation to Liba Lurie’s further remedies and rights, to suspend or cancel your registration, to suspend Your access to any or all services or products. The suspension or cancellation of Your registration shall be without prejudice to either party’s rights.

Hyperlinks to Third Party Sites

This Site may contain links to third party web sites for User convenience. Liba Lurie has no control over such websites, and the inclusion of a link to a third party website does not imply a warranty, representation or endorsement by the Providers of that third party website, its content, nor any products or services offered through that web site. If You click through to a third party website, You will leave the Site, and visit those websites at Your own risk.

Legitimate Use; Authorized, Unlawful and Illegal Behavior

If You apply for registration on the Site, Liba Lurie may issue, upon such terms and conditions as are applicable from time to time, within its own sole and unfettered discretion, and within a reasonable period, a username and password to You for access to certain parts of the Site.

Registration, Username and Password:

To use certain features of the Website or its content, you may need a username and password. You are responsible for maintaining the confidentiality of the username and password, and you are responsible for all activities, whether by you or by others, that occur under your username or password and within your account. We cannot and will not be liable for any loss or damage arising from your failure to protect your username, password or account information. If you share your username or password with others, they may be able to obtain access to your Personal Data at your own risk.

You agree to notify us immediately of any unauthorized or improper use of your username or password or any other breach of security. To help protect against unauthorized or improper use, make sure that you log out at the end of each session requiring your username and password.

We will use our best efforts to keep your username and password(s) private and will not otherwise share your password(s) without your consent, except as necessary when the law requires it or in the good faith belief that such action is necessary, particularly when disclosure is necessary to identify, contact or bring legal action against someone who may be causing injury to others or interfering with our rights or property.

Prohibited Use

This Site and the Content may not be used:

For illegal purposes or in support of illegal activities. You shall not use the Site in any way that is in violation of any local, state, federal or non-United States law, regulation or treaty. Nor shall you use the Site in any way that constitutes a tort, breach of contract or other civil wrong. We reserve the right to cooperate with legal authorities and injured third parties in the investigation of any suspected crime or civil wrong. Among other things, we reserve the right to produce all information, personal or otherwise, that we have about you in response to a subpoena, court order, or other legal action;

For the dissemination of unlawful, harassing, defamatory, abusive, vulgar, obscene or otherwise objectionable material;

For the transmission of material that constitutes or encourages conduct amounting to a criminal offence, or that is likely to result in civil liability, or otherwise breaches any applicable law, regulation or code of practice;

For the unauthorized access to the Site or other computer systems; or

To transmit, receive or otherwise deal in material which would constitute an infringement of Intellectual Property;

Transmitting unauthorized or unsolicited advertising, junk or bulk e-mail (“spamming”), chain letters, or any other form of unauthorized or unsolicited transmissions;

Introducing viruses, worms, or any other computer programs, files, or codes that are designed or intended to disrupt, damage, or limit the functioning of the Site or of any software or hardware; or to damage or obtain unauthorized access to any data or other information;

Non-Commercial Use:

You may not make access to the Site available to others in connection with a service provider, application service provider, or similar business, or commercially exploit or use Site without the prior written consent of Liba Lurie.


You may not use hacker or cracker technologies or applications to test or penetrate the Site, Content protected by content management systems, data or databases in or on the Site, secure server systems or any other form of secured information, or to monitor or intercept private or personal communications.

You may not spoof another user’s name or online identity, or gain access to or use of the Site through any username and password other than Your own.

No Framing:

You may not frame nor use framing technologies to frame or otherwise insert the Site or the Content nor any part thereof into a window in a third-party website without the prior written consent of Liba Lurie.

You hereby indemnify Liba Lurie against all losses, liabilities, costs and expenses reasonably suffered or incurred by Liba Lurie, all damages awarded against Liba Lurie by any court of competent jurisdiction, and settlement amounts paid by Liba Lurie as a result of any settlement agreed to by Liba Lurie arising out of or in connection with:

Any claim by any third party that the use by You of this Site, the Content, or the products or services offered at the Site, is defamatory, offensive or abusive, or of an obscene or illegal nature, or otherwise constitutes a breach of any applicable law, regulation or code of practice;

Any claim by any third party that the use by You of this Site, the Content, or the products or services offered at the Site, infringes that third party’s Intellectual Property Rights of whatever nature; and

Any fines or penalties imposed by any legal or regulatory authority in connection with the above prohibited activities.


If any Term or Condition of this Agreement is determined to be invalid or unenforceable by a Court of competent jurisdiction, then that provision shall be enforced to the maximum extent possible so as to give effect to the intent of this Agreement, and the remainder of this Agreement shall continue in full force and effect.


No relaxation by Liba Lurie of any of the Terms or Conditions of this Agreement will be binding for any purpose unless expressed in writing and signed by Liba Lurie. Any such relaxation will be effective only in the specific instance and for the purpose given.

No indulgence granted by Liba Lurie shall constitute a waiver or abandonment of any of its rights under this Agreement. Liba Lurie shall not be precluded, as a consequence of having granted that indulgence, from exercising any rights against You which may have arisen in the past or which may arise in the future.

International Use of this Site

Liba Lurie makes no warranty that the Site is appropriate for or available in jurisdictions external to United States of America. This Site may not be used in violation of United States of America export laws and regulations. If this Site is accessed from or used in jurisdictions external to the United States of America, that User then:

Assents to the jurisdiction and governing law as above;

Is completely liable and responsible for the compliance with all local laws.



Privacy Policy

This Privacy Policy describes how we collect, use, process and distribute your information, including Personal Data (as defined below) used to access this Website. We will not use or share your information with anyone except as described in this Privacy Policy. The use of information collected through our Website shall be limited to the purposes under this Privacy Policy and our Terms of Use to customers.

Please read this Privacy Policy carefully. We reserve the right to change this Privacy Policy on the Website at any time without notice. In the event of a material change, we will let you know via email and / or a prominent notice on our Website.

Use of any personal information or contribution that you provide to us, or which is collected by us on or through our Website or its content is governed by this Privacy Policy. By using our Website or its content, you consent to this Privacy Policy, whether or not you have read it.

Privacy, Access to And Use of Information

Liba Lurie receives various types of information (‘the Information’) about You when You access the Site. Liba Lurie makes every reasonable effort to protect Information received by it. Despite such undertaking, it is possible for Internet-based communications to be intercepted. To ensure acquaintance with and awareness of the privacy measures and policies of Liba Lurie, You are urged to note the underlying privacy clauses incorporated in this Agreement:

Privacy – Casual Surfing:

You may visit the Site without providing any personal Information. The Site servers will in such instances collect the IP address of Your computer, but not any other personally-identifying Information.

This Information is aggregated to measure the number of visits, average time spent at the Site, pages viewed, etc. Liba Lurie  uses this Information to measure use of the Site, to market the Site as a commercial service, and to improve the Site generally.

Liba Lurie assumes no obligation to protect this Information, and may copy, distribute or otherwise use such Information without limitation.

Privacy – Unsolicited Information:

If You post Information to the Site without being asked for it, You grant a non-exclusive, royalty-free, perpetual, irrevocable, and fully sub-licensable right to the Providers to use, reproduce, modify, adapt, publish, translate, create derivative works from, distribute, and display such the Information throughout the world in any media.

You grant to the Providers the right to use Your name in connection with such the Information, if they choose.

Liba Lurie  reserves the right but not the obligation to monitor and edit or remove any Information, where posted to public pages. Liba Lurie takes no responsibility, and assumes no liability for any Information posted by You or any third party to the Site.

Privacy – Solicited Information You give to Liba Lurie:

If You require any Liba Lurie products or services, You must apply for Registration at the Site, and supply personal Information to process administrative functions and transactions. You may choose not to provide certain personal Information, but that may limit the services or products that Liba Lurie is able to provide to You.

Liba Lurie provides its products and services in conjunction with its affiliates and subsidiaries. Your personal Information that is required by affiliates and subsidiaries to give effect to transactions that You choose to enter into is shared with those entities.

Privacy – Promotional Information:

Liba Lurie aspires to provide industry-standard service to its customers, which necessitates Liba Lurie providing information to You regarding new products and services or special offers. In each instance, You are provided an opportunity to opt-out of such Information circulars.

Liba Lurie may periodically conduct online customer care surveys to facilitate the updating of service standards. When it conducts a survey, Carolina Business Coach will inform You how the Information gathered will be used, and will provide You with the opportunity to opt-out from such surveys.

Information We May Collect

We collect personal information from you so that we can provide you with a positive experience when utilizing our Website or content. We will only collect the minimum amount of information necessary for us to fulfill our obligation to you. We may collect:

  • A full name and an email address so we can deliver our newsletter to you – you would be affirmatively consenting to this by providing this to us in our contact forms.
  • Billing information including name, address and credit card information so that we can process payment to deliver our products or services to you under our contractual obligation.
  • A full name and an email address if you complete our contact form with a question. We may send you marketing emails with either your consent or if we believe we have a legitimate interest to contact you based on your contact or question.
  • Information from you from a co-branded offer. In this case, we will make clear as to who is collecting the information and whose privacy policy applies. If both / all parties are retaining the information you provide, this will also be made clear as will links to all privacy policies.

Please note that the information above (“Personal Data”) that you are giving to us is voluntarily, and by you providing this information to us you are giving consent for us to use, collect and process this Personal Data. You are welcome to opt-out or request for us to delete your Personal Data at any point by contacting us at [email protected]

If you choose not to provide us with certain Personal Data, you may not be able to participate in certain aspects of our Website or content.

Anonymous Data Collection and Use

To maintain our Website’s high quality, we may use your IP address to help diagnose problems with our server and to administer the Website by identifying which areas of the Website are most heavily used, and to display content according to your preferences. Your IP address is the number assigned to computers connected to the Internet. This is essentially “traffic data” which cannot personally identify you, but is helpful to us for marketing purposes and for improving our services. Traffic data collection does not follow a user’s activities on any other websites in any way. Anonymous traffic data may also be shared with business partners and advertisers on an aggregate basis.

Use of “Cookies”

We may use the standard “cookies” feature of major web browsers. Cookies are small files that we may place in your computer’s web-browser. Cookies, by themselves, do not tell us your email address or other personally identifiable information – a cookie is like an ID card, it is unique to your computer and can only be read by the server that gave it to you. This website may use session or persistent cookies – session cookies allow the website to keep track of your visit and may be used during, for example, registration or checkout processes. Session cookies are automatically deleted when you close your web-browser. Persistent cookies remain in your web-browser and may be used, for example, to remember you when you return to this website at a later date.

We do not set any personally identifiable information in cookies, nor do we employ any data-capture mechanisms on our Website other than cookies. You may choose to disable cookies through your own web browser’s settings. However, disabling this function may diminish your experience on our Website and some features may not work as intended.

What We Do With In formation We Collect

Contact You

We may contact you with information that you provide to us based on these lawful grounds for processing:

  1. Consent. We may contact you if you give us your clear, unambiguous, affirmative consent to contact you.
  2. Contract. We will contact you under our contractual obligation to deliver goods or services you purchase from us.
  3. Legitimate Interest. We may contact you if we feel you have a legitimate interest in hearing from us. For example, if you sign up for a webinar, we may send you marketing emails based on the content of that webinar. You will always have the option to opt out of any of our emails.

Process Payments

We will use the Personal Data you give to us in order to process your payment for the purchase of goods or services under a contract. We only use third-party payment processors that take the utmost care in securing data.

Targeted Social Media Advertisements

We may use the data you provide to us to run social media advertisements and / or create look-alike audiences for advertisements.

Share with Third Parties

We may share your information with trusted third parties such as our newsletter provider in order to contact you via email, our merchant accounts to process payments, and Google / social media accounts in order to run advertisements and our affiliates.

Viewing by Others

Note that whenever you voluntarily make your Personal Data available for viewing by others online through this Website or its content, it may be seen, collected and used by others, and therefore, we cannot be responsible for any unauthorized or improper use of the information that you voluntarily share (i.e., sharing a comment on a blog post, posting in a Facebook group that we manage, sharing details on a group coaching call, etc.).

Submission, Storage, Sharing and Transferring of Personal Data

Personal Data that you provide to us is stored internally or through a data management system. Your Personal Data will only be accessed by those who help to obtain, manage or store that information, or who have a legitimate need to know such Personal Data (i.e., our hosting provider, newsletter provider, payment processors or team members).

It is important to note that we may transfer data internationally. For users in the European Union, please be aware that we transfer Personal Data outside of the European Union. By using our Website and providing us with your Personal Data, you consent to these transfers in accordance with this Privacy Policy.

Data Retention

We retain your Personal Data for the minimum amount of time necessary to provide you with the information and / or services that you requested from us. We may include certain Personal Data for longer periods of time if necessary for legal, contractual and accounting obligations.


We aim to keep the Personal Data that you share with us confidential. Please note that we may disclose such information if required to do so by law or in the good-faith belief that: (1) such action is necessary to protect and defend our rights or property or those of our users or licensees, (2) to act as immediately necessary in order to protect the personal safety or rights of our users or the public, or (3) to investigate or respond to any real or perceived violation of this Privacy Policy or of our Disclaimer, Terms and Conditions, or any other terms of use or agreement with us.

How You Can Access, Update or Delete Your Personal Data

You have the right to:

  1. Request information about how your Personal Data is being used and request a copy of what Personal Data we use.
  2. Restrict processing if you think the Personal Data is not accurate, unlawful, or no longer needed.
  3. Rectify or erase Personal Data and receive confirmation of the rectification or erasure. (You have the “right to be forgotten”).
  4. Withdraw your consent at any time to the processing of your Personal Data.
  5. Lodge a complaint with a supervisory authority if you feel we are using your Personal Data unlawfully.
  6. Receive Personal Data portability and transference to another controller without our hindrance.
  7. Object to our use of your Personal Data.
  8. Not be subject to an automated decision based solely on automatic processing, including profiling, which legally or significantly affects you.


You may unsubscribe from our e-newsletters or updates at any time through the unsubscribe link at the footer of all email communications. If you have questions or are experiencing problems unsubscribing, please contact us at [email protected] 


We take commercially reasonable steps to protect the Personal Data you provide to us from misuse, disclosure or unauthorized access. We only share your Personal Data with trusted third parties who use the same level of care in processing your Personal Data. That being said, we cannot guarantee that your Personal Data will always be secure due to technology or security breaches. Should there be a data breach of which we are aware, we will inform you immediately.

Anti-Spam Policy

We have a no spam policy and provide you with the ability to opt-out of our communications by selecting the unsubscribe link at the footer of all e-mails. We have taken the necessary steps to ensure that we are compliant with the CAN-SPAM Act of 2003 by never sending out misleading information. We will not sell, rent or share your email address.

Third Party Websites

We may link to other websites on our Website. We have no responsibility or liability for the content and activities of any other individual, company or entity whose website or materials may be linked to our Website or its content, and thus we cannot be held liable for the privacy of the information on their website or that you voluntarily share with their website. Please review their privacy policies for guidelines as to how they respectively store, use and protect the privacy of your Personal Data.

Children’s Online Privacy Protection Act Compliance

We do not collect any information from anyone under 18 years of age in compliance with COPPA (Children’s Online Privacy Protection Act) and the GDPR (General Data Protection Regulation of the EU). Our Website and its content is directed to individuals who are at least 18 years old or older.

Notification of Changes

We may use your Personal Data, such as your contact information, to inform you of changes to the Website or its content, or, if requested, to send you additional information about us. We reserve the right, at our sole discretion, to change, modify or otherwise alter our Website, its content and this Privacy Policy at any time. Such changes and/or modifications shall become effective immediately upon posting our updated Privacy Policy. Please review this Privacy Policy periodically. Continued use of any of information obtained through or on the Website or its content following the posting of changes and/or modifications constituted acceptance of the revised Privacy Policy. Should there be a material change to our Privacy Policy, we will contact you via email or by a prominent note on our Website.

Data Controller and Processors

We are the data controllers as we are collecting and using your Personal Data. We use trusted third parties as our data processors for technical and organizational purposes, including for payments and email marketing. We use reasonable efforts to make sure our data processors are GDPR- compliant.

If you have any questions about this Privacy Policy, please contact us at [email protected]

Last Updated: January, 2020

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